Payment Options and Financing

Dental care is a great investment, and will typically pay for itself many times over in terms of your oral health, overall health, and quality of life. But that doesn’t mean it’s always easy to fit in the budget. To help make it easier to fit dental care in your budget, we offer many options to help you fit dental care in with the other priority items in your budget.

Up-Front Estimates

Knowing costs ahead of time can help you plan your budget accordingly. That’s why we give comprehensive estimates once we’ve evaluated your health and determined what treatments are necessary or recommended. Every treatment option we discuss will have an attached estimate so you can factor cost in as one consideration in making your decisions.

It’s important to remember that these are estimates, based on our long experience in dentistry. They are usually accurate, but we can’t guarantee them.


Harriman Family Dental is committed to working with you and your insurance company. We want to help you understand your dental insurance benefits so that you can get a good idea about what they will and won’t cover. We will also collect your medical insurance information to have on file so that, if a procedure is billable to medical insurance, we can submit the claim for you.

This is an important part of the decision-making process, but it’s important to understand that estimates of your insurance company coverage are less reliable than cost estimates–insurance companies can be very fickle about what they will and won’t cover. We will help you file insurance claims and try to maximize your coverage, but if your insurance doesn’t cover all the costs, you are responsible for the balance.


If you are unable to cover the balance of your treatment costs, financing can help you fit it in your budget. We utilize CareCredit and Lending Club financing so you can find a good option for paying your dental costs.

CareCredit is a medical credit card that is intended solely for health and wellness expenses, such as dentistry.  Terms and conditions depend on your credit and the amount borrowed, but they’re usually better terms than most regular credit cards, including several different financing plans that can make your dental care more affordable.

There are no interest payment plans that allow you to borrow with no interest, if the balance is paid off in full during the plan period. Or you can arrange for an extended plan that allows for small monthly payments over the term of the plan. You can use their online payment calculator to estimate your monthly payments.

Lending Club may have better terms for some people. Lending Club works by linking people who need financing with willing investors. The usual terms are low, fixed-rate loans that can make your dental care more affordable.

Do you have questions about financing or payment options? Please call (845) 783-6466 for more information on how you can get the dental care you and your family needs without breaking the budget.

Reconomy Dental Savings Plan

Are you looking for a way to make dental treatment more affordable? We understand, and that’s why we’re offering our own R.E.conomy plan, which gives you savings for preventive, restorative, and cosmetic dentistry procedures, including those that aren’t covered by insurance.
With this plan, you’ll get:

  • 1 comprehensive exam
  • 1 annual exam
  • 1 emergency exam that you can use at any time
  • 2 basic cleanings
  • 2 oral cancer screenings
  • 4 bitewing x-rays
  • Any required individual x-rays
  • 1 full mouth series of x-rays or panorex

All included in your annual membership. In addition, you’ll get many discounts on common dental procedures, including:

  • 50% off CT scans
  • 20% off:
    • Additional cleanings
    • Dental sealants
    • Fillings
    • Core buildups
    • Oral surgery
    • Root canals
  • 15% off:
    • Crowns
    • Veneers
    • Periodontics
    • Dentures
    • Partials
    • Implants
  • $1000 off Invisalign®
  • $225 off ZOOM!™ Whitening

This is a great opportunity to get the dental care you and your family needs without breaking your budget. Please contact us today for more details on the R.E.conomy Dental Savings Plan.